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Your owe or refund has to do with how much your employer took out of your paycheck, not how much you pay in tax. You pay taxes all year. This ... https://www.ramseysolutions.com/taxes/why-do-i-owe-taxes-this-year?srsltid=AfmBOor2IxfHaMV_AqA2RwJGnZnIpZQKqUrRn7Zds0bzwZ5-M0DfRIDL
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